Tag: insurance

Photo by Brownstoner

Sponsored By Gotham Brokerage Co., Inc.

Let Gotham show you how getting NYC apartment insurance is fast, friendly, affordable, and easy.

Created By BlankSlate

You need apartment insurance. You know you need apartment insurance. So you finally call that 800 number you keep seeing in commercials.

National Insurance Carrier: “Thank you for calling National Insurance Company! What can I help you with?”

You: “I’m looking for renters insurance for my apartment. In New York.”

National Insurance Carrier: “No problem. Just a few questions to ask. How old is your boiler?”

You: “Um, did I mention I live in an apartment in New York? How would I know how old the boiler is?”

National Insurance Carrier: “We’ll come back to that question. Do you have a finished or unfinished basement?”

You: “I don’t even know if there is a basement…”

You can’t blame them. The majority of people calling a national 800 number for insurance for their homes probably live in the suburbs, in single-family residences. Here in New York City, though, the situation is different. Most of us live in multi-family buildings with older infrastructure. Everything costs more here — rents, maintenance fees, labor costs — and that means your insurance needs are different.

If you’re looking for an insurance company that takes the headache out of apartment insurance, and really understands the insurance needs of the New York apartment renter, look no further than Gotham Brokerage. Gotham has over fifty years of experience working with New Yorkers, so they can easily pinpoint what the costs of rebuilding and replacement would be. (more…)

Sponsored By Gotham Brokerage Co., Inc.

Let Gotham show you how getting NYC apartment insurance is fast, friendly, affordable, and easy.

Created By BlankSlate

New York City isn’t like the rest of the country. Don’t believe us? Look at what national chains call pizza. Stuffed crusts? HOT DOG CRUSTS? Yeesh.

This may pass for pizza in parts of the country that don’t know any better, but here in New York, good sauce and a perfect crust are more important than weird gimmicks. Real New Yorkers eat local pizza, whether it’s from the fancy brick-oven pizzeria in the next neighborhood or the cheap slice place on the corner.

When it comes to finding the right insurance for your Brooklyn apartment, there are a lot of national insurers with 800 numbers who think they know what you need. Thanks to the stuffed crusts, you know better. You need to talk to someone local. Someone who knows that New York property values and labor costs are higher, while crime rates are lower. Someone who knows how to deal with the peculiarities of Brooklyn co-op boards and condo associations, and can evaluate the risks inherent in buildings with older plumbing and electricity.

Gotham Brokerage Co., Inc. is a local, family-owned company that has been helping New Yorkers find the right apartment insurance for more than 50 years. They know the ins and outs of New Yorkers’ insurance needs. They work with quality brands such as Progressive and Travelers, hand-picking policies that work best for locals. (more…)

Sponsored By Gotham Brokerage Co., Inc.

Let Gotham show you how getting NYC apartment insurance is fast, friendly, affordable, and easy.

Created By BlankSlate

The holiday season doth approach, and you’ve got a lot to do. Between Thanksgiving and the New Year, you’ve got the turkey, the lights, the tree, the Hanukkah candles, the plane tickets, the wrapping paper… In all the excitement, are you forgetting something?

While you’re compiling your holiday to-do list, make sure that “get your apartment insured” is somewhere near the top. Unfortunately, ’tis the season for break-ins while you’re away on vacation, cooking accidents, and home fires caused by Christmas lights, candles, dry trees and fireplaces. There are many things you can do to prevent these mishaps, but if the worst should happen, you want to make sure your personal belongings are protected.

Fortunately, getting your apartment insured may be the easiest item to check off your to-do list. Gotham Brokerage Co., Inc. has been New York City’s most trusted source for apartment insurance for over fifty years, and they will work with you to find the best policy.  (more…)

Make your policy match your posessions | J via Flickr

Sponsored By Gotham Brokerage Co., Inc.

Let Gotham show you how getting NYC home insurance is fast, friendly, affordable, and easy.

Created By BlankSlate

You’re responsible. You set up your homeowners or renters insurance years ago, so you’re all set, right? Not so fast. Every once in a while, it’s good to revisit your policy to see if it needs updating.

Some questions to ask yourself:

— Have you made any recent big purchases? A new television, computer, or jewelry? A musical instrument? Have you exceeded the overall limit of what’s covered in your policy?

— If you recently acquired jewelry, does your policy cover that category?

— Do you do a lot of online shopping? If so, does your policy cover theft or damage to incoming packages?

— Do you have a bike? Does your policy cover theft outside the apartment?

— Is your name on the policy? If not, are you still covered?

These questions aren’t meant to give you something new to worry about. The answers are only a phone call away. Gotham Brokerage Co., Inc. is a New York-based, family-owned company, and they know NYC apartment owner and renter needs better than anybody else. This means they can quickly make sure that you have the right plan and coverage for your needs. (more…)