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Photo by Brownstoner

Sponsored By Gotham Brokerage Co., Inc.

Let Gotham show you how getting NYC apartment insurance is fast, friendly, affordable, and easy.

Created By BlankSlate

You need apartment insurance. You know you need apartment insurance. So you finally call that 800 number you keep seeing in commercials.

National Insurance Carrier: “Thank you for calling National Insurance Company! What can I help you with?”

You: “I’m looking for renters insurance for my apartment. In New York.”

National Insurance Carrier: “No problem. Just a few questions to ask. How old is your boiler?”

You: “Um, did I mention I live in an apartment in New York? How would I know how old the boiler is?”

National Insurance Carrier: “We’ll come back to that question. Do you have a finished or unfinished basement?”

You: “I don’t even know if there is a basement…”

You can’t blame them. The majority of people calling a national 800 number for insurance for their homes probably live in the suburbs, in single-family residences. Here in New York City, though, the situation is different. Most of us live in multi-family buildings with older infrastructure. Everything costs more here — rents, maintenance fees, labor costs — and that means your insurance needs are different.

If you’re looking for an insurance company that takes the headache out of apartment insurance, and really understands the insurance needs of the New York apartment renter, look no further than Gotham Brokerage. Gotham has over fifty years of experience working with New Yorkers, so they can easily pinpoint what the costs of rebuilding and replacement would be. (more…)

Sponsored By Gotham Brokerage Co., Inc.

Let Gotham show you how getting NYC apartment insurance is fast, friendly, affordable, and easy.

Created By BlankSlate

New York City isn’t like the rest of the country. Don’t believe us? Look at what national chains call pizza. Stuffed crusts? HOT DOG CRUSTS? Yeesh.

This may pass for pizza in parts of the country that don’t know any better, but here in New York, good sauce and a perfect crust are more important than weird gimmicks. Real New Yorkers eat local pizza, whether it’s from the fancy brick-oven pizzeria in the next neighborhood or the cheap slice place on the corner.

When it comes to finding the right insurance for your Brooklyn apartment, there are a lot of national insurers with 800 numbers who think they know what you need. Thanks to the stuffed crusts, you know better. You need to talk to someone local. Someone who knows that New York property values and labor costs are higher, while crime rates are lower. Someone who knows how to deal with the peculiarities of Brooklyn co-op boards and condo associations, and can evaluate the risks inherent in buildings with older plumbing and electricity.

Gotham Brokerage Co., Inc. is a local, family-owned company that has been helping New Yorkers find the right apartment insurance for more than 50 years. They know the ins and outs of New Yorkers’ insurance needs. They work with quality brands such as Progressive and Travelers, hand-picking policies that work best for locals. (more…)